|  | B.H.M.S. AG, Business & Hotelmanagement School, Luzern, 
        thereafter referred to as BHMS 1. Terms and Conditions1.1 The signed registration form is regarded as a valid course 
        registration. The participant will receive at the end of the registration 
        process a carbon copy of the registration form which acts simultaneously 
        as the course confirmation. The registration becomes then binding on both 
        parties.
 
 1.2 With the his/her signature on the registration form, the course participant, 
        or in the case of minors the legal representative, is bound by contract 
        to pay the school fees for the course registered, as outlined and in regard 
        to amount and maturity mentioned in the registration form.
 
 1.3 BHMS reserves the right to send the participant reminders for outstanding 
        school fees and charge CHF 20 for the 2nd reminder and CHF 30 for 
        the 3rd reminder, as well as to charge default interest of 1% per month 
        on outstanding fees.
 
 
 2. Organization2.1 BHMS guarantees the participant a thoroughly goal orientated instruction 
        and education. Classes given by BHMS will follow the framework of the 
        offer published at the begin of the training.
 
 2.2 Lessons last 40 to 50 minutes, according to course outline and course 
        program.
 
 2.3 BHMS reserves the right to change the program; however the training 
        objective must not change fundamentally. Postponements of maximum 10 weeks 
        are regarded as a change of organization and do not count as a termination 
        of a course.
 
 2.4 Courses are held only with a sufficient number of subscribers. BHMS 
        reserves the right to cancel courses due to insufficient subscribers or 
        due to circumstances beyond its control. Already paid school fees will 
        be returned. Claims for damages or compensation in this case will not 
        be entertained and the participant agrees that they are excluded.
 
 2.5 Classes will be held in rooms determined by BHMS. A right of the participant 
        to have classes or instruction in a specific classroom or a specific school 
        building is excluded.
 3. Cancellation, Contract Termination Course Changes3.1 If a contract has been signed at least 37 days before course begin, 
        participants have the right to withdraw without any expenses to them, 
        by simply informing BHMS within seven days by registered letter of their 
        intent. If the participant withdraws less than 37 days before course begin, 
        or more than seven days after signing the contract, the following shall 
        apply:
 
        In case of a cancellation up to the 30th day before course begin, 
          the registration fee is payable.In case of a cancellation from the 29th and up to the 15th day before 
          course begin, the agreed registration fee as well as three months course 
          fees are due.In case of a cancellation from the 14th day before course begin the 
          agreed registration fee as well as six month course fees are due. |  | 3.2 After course begin for full time courses lasting only one semester, 
        it is not possible to terminate the course. In such cases the semester 
        fees of the current semester as well as the registration fee are due and 
        payable in full.
 3.3 After course begin for part time courses lasting more than one semester, 
        a contract termination is only possible to the end of a semester. This 
        has to be indicated to the school management latest 60 days before the 
        end of a semester by registered letter. Contract terminations which do 
        not follow the above time frame are invalid. In such cases the semester 
        fees of the current semester as well as the registration fee plus any 
        installments for the following semester are due. With a timely notice, 
        only the fees of the current semester plus registration fee is due.
 
 3.4 Deductions or refunds of course fees for vacations, military duties, 
        illness, accident and professional absences are not entertained or permitted.
 
 3.5 In reasonable and justified cases, courses which have been started 
        can be postponed or continued in another BHMS school (Zürich or Luzern, 
        provided that the courses are courses offered and carried out.
 In case of adverse circumstances, which have occurred to participants 
        without their blame, class- or school changes are permissible, or the 
        course can be continued (at reduced cost). In this case the school management 
        will decide solely on the amount of fees due. Corresponding requests are 
        to be presented to the management in writing.
 
 4. Final Provisions4.1 BHMS is not liable for any accidents, loss, or theft of private property, 
        or for objects deposited, or any liability incurred by participants. It 
        is the duty of the participant to take out insurance such occurrences.
 
 4.2 School-, house-, and attendance-, as well the graduation and examination 
        rules and the participants’ adherence to them, are an integrated 
        part of this agreement.
 
 4.3 Place of performance and place of jurisdiction is Zürich. However, 
        BHMS reserves the right to prosecute customers at their domicile. Verbal 
        agreements unless confirmed in writing are not valid.
 
 4.4 If any provision or part thereof, contained or implied in this agreement, 
        shall be found to be illegal, unenforceable, void or violable in law or 
        in equity, or, in violation of public policy, every other provision of 
        this Agreement or part thereof shall be and remain valid and enforceable 
        to the fullest extent permitted by law.
 
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